Trade and Commerce Loan

unlock new business opportunities.

This loan is for the wholesalers and retailers for the purpose of selling  goods and for rendering of services incidental to the sale of these goods. The sector also includes loans provided for setting up and operation of such business.

Interest Rate

interest rates of your choice.

We offer a floating and a fixed rate so that you can choose.

12.75%

Fixed Rate

10.5%

Floating Rate
Information

if you are applying for trade and commerce loan, you should know.

Trade and Commerce Loan

70%

70% of the collateral value

Tenor

Maximum tenor for trade and commerce loan depends upon the amount of loan your are availing.

5 Years

1 to 1 Million

7 Years

1 Million – 10 Million

10 Years

Above 10 Million

Eligibility

firm or company.

Trade and commerce loan can be opened and operated by Bhutanese individual, firm or company.

Requirements

for Trade and Commerce Loan.

  • Loan Application form duly filled in and signed on all the pages (Full signature).
  • CID copy of the promoter.
  • Two numbers of latest passport size photograph.
  • Project report/Profit & Loss /cash flow statement
  • Stock Statement
  • Work Order
  • Copy of valid Insurance policy of the building if applicable.
  • Valid Trade License.
  • Ownership certificates of the land
  • Photocopy of I.D. Card of Guarantor(s) if applicable.
  • Latest Passport size photographs of Guarantor(s) 2 nos if applicable.