Ngultrum Fixed Deposit for Bhutanese Living Abroad

Secure your future, wherever you are

Deposit a lump sum with us for a fixed tenure at a higher interest rate. Rest assured, your funds are secure when you open a fixed deposit with us.

Interest Rate

Interest rates according to the deposit period

Interest rate of fixed deposits depends on the duration of the deposit. Ngultrum Fixed Deposit for BLAs have to be opened for a minimum of one year.

Deposit periodRates (%) p.a
1 year to less than 2 years7.25
2 years to less than 3 years7.75
3 years to less than 4 years8.00
4 years to less than 5 years8.25
5 years to less than 6 years8.50
6 years to less than 7 years8.75
7 years to less than 8 years9.00
8 years to less than 9 years9.15
9 years to less than 10 years9.25
10 years and above9.50


  • Enjoy the FD interest rate on the bulk deposit

  • On maturity, the amount will be directly credited to savings account

  • Availability of certain portion of interest on premature withdrawal

  • Avail loan against your fixed deposit


Ngultrum investment account

Account Opening

Online via Remit Bhutan

You can open an account by visiting the link.

  • Select your bank as BNB.

  • Upload all necessary documents for verification to be done by RMA.

Once completed, an application reference number will be provided to track the application.