Service Loan

start your business now.

This loan is for construction/setting up, buying or expansion of service industries, such as hotels, tour companies, schools, ICT, consultancy, and other service-oriented businesses including contract (supply/work orders) and contract-based constructions.  

Interest Rate

interest rates of your choice.

We offer a floating and a fixed rate so that you can choose.


Floating Rate for Hotels and Schools


Fixed Rate


Floating Rate
Quantum and Tenor

if you are applying for service loan, you should know.

Service Loan

60% – 75%

60% – 75% of the Project Cost. 

20 Years

Maximum Tenor


individual, firm or company.

Service loan can be availed by Bhutanese individual,firm, or company .


for Service loan.

  • Loan Application form duly filled in and signed on all the pages (Full signature).
  • CID copy of the promoter.
  • Detailed project report with the financials.
  • Valid Trade License.
  • Ownership certificates.
  • Approval Drawings from the relevant authorities ( if it is for the establishment of hotels , resort, & schools)