Personal Loan

lending you hope.

This loan is for any individual or business entity having a reliable source of income and adequate security. 

Interest Rate

interest rates of your choice.

We offer a floating and a fixed rate so that you can choose.


Fixed Rate


Floating Rate

if you are applying for personal loan, you should know.

Personal Loan

50% – 70% | 500 K

50% – 70% of the value of securities or Nu. 500,000.00, whichever is lower. 

5 Years

Maximum Tenor



Any Bhutanese individual having adequate fixed collateral with reliable source of income.


for personal loan.

  • Copy of CID of both the applicant and the guarantor
  • One recent Passport size photograph of the applicant
  • Ownership certificates of collateral security offered to bank
  • Copy of valid Insurance Policy for building offered as collateral
  • Copy of business license in case the loan is to be serviced from business earnings
  • Proof of income to service the loan–verified rental income by way of rental receipts, BIT, etc.