Information for Tourists Coming in to Bhutan

Using Cards

1. Types of Cards Accepted by Bhutan National Bank ATMs/ POS machines:
a. All types of Visa cards
b. All Japan Credit Bureau cards
c. All Union Pay cards
d. All Rupay cards

2. Overview of Card Payment options in Bhutan

Terminal Type Accepted Card Type Supported Transactions Transaction Limits Velocity Limits Charges
ATM
  • EMV chip cards
  • Magnetic stripe cards
  • Cash Withdrawal
  • Balance enquiry
    PIN is mandatory for ATM transactions
Nu. 10,000 per withdrawals Unlimited withdrawals Nu. 300 per withdrawal
POS
  • Contactless cards
  • EMV chip cards
  • Magnetic stripe cards
  • Card Purchases
    PIN may not be required for POS transactions
No transaction limit Unlimited purchases 3.5% of transaction amount charged to merchant
Alternative to Cards

You can use SWIFT/ Wire Transfers to remit funds in advance to your Tour Package organiser.

MyPay: The BNB Wallet for you

BNB MyPay is a mobile wallet app which is equivalent to a physical wallet where we can store digital versions of cash, credit and debit cards, loyalty cards, coupons etc. Using this stored value account, we can transfer/receive money, make merchant and utility bill payments.

One of the main objectives of MyPay is to give financial services to the unbanked population, thereby enabling broader financial inclusion. The other important objective is to provide a safe, secure and easy tool for the incoming tourists to make local payments conveniently.

You can download MyPay from the Google Play Store and the Apple App Store. Just type “MyPay” in the search bar to download and register instantly.

Features

With the MyPay, you can do the following:

  • View your MyPay Pass Book (displays the income and expenses associated with your wallet.)
  • Add Fund (This feature is used to add fund to your wallet. Fund can be added through your cards or your BNB account.)
  • Generate Statement
  • Send Money to any BNBL Account/ MyPay user/ Contact
  • Make QR payment to any merchants
  • Top up BT/ TCell numbers
  • Split Bills
  • Request money from other MyPay user
  • Cardless withdrawal from BNB ATMs

You will find the details of MyPay at https://bnb.bt/mypay/