Commercial Housing Loan

realize your dream of owning commercial property.

We can finance for construction, renovation and purchase of building/flat for residential purpose.  

Interest Rate

interest rates of your choice.

We offer a floating and a fixed rate so that you can choose.

13%

Fixed Rate

10%

Floating Rate
Quantum and Tenor

if you are applying for commercial housing loan, you should know.

Commercial Housing Loan
Commercial Housing Loan

80%

Up to 50 Million

70%

More Than 50 Million

30 Years

Maximum Tenor

Eligibility

individual, firm or company.

Should be a Bhutanese citizen

Cash flow/Profit & Loss statement & copy of Trade License must be submitted if repayment is to be made from Business Income.

Comprehensive Insurance is a MUST.

Requirements

for housing loan.

  • Loan Application form duly filled in and signed on all the pages (Full signature).
  • CID copy of the borrower.
  • Two numbers of latest passport size photograph.
  • Ownership Certificate (not more than 3 months old)
  • Site Plan from the concerned Municipal Authority.
  • Approved plan of building.
  • Letter of approval from concerned Municipal Authority or Dzongkhag.
  • Copy of valid Insurance policy of the building, if it is an existing building/apartment.
  • Sale Deed agreement in case of purchase of already constructed building/flat.
  • Latest Pay Slip of the applicant if repayment is tied up with borrower’s salary income.
  • If repayment of loan is tied up with applicant’s salary, a letter of undertaking from the employer for recovery of the monthly installment to be obtained.