Banking Hours:
Summer Timing (Mar - Oct) Mon-Fri: 9am to 4pm, Sat: 9am to 11am
Winter Timing (Nov - Feb) Mon-Fri: 9am to 3pm, Sat: 9am to 11am
Accounts & Deposits
Loan Products
We have been financing loans for business since 1992. From 1997, our Bank also started providing overdraft facilities.

Lending Policy:

Loan Processing Fee: Nu 500/- for every application.
Valuation Fee: As per the Engineer's inspection (Maximum Nu.5000/-)
Interest rate and term: Click here
Repayment: Lump sum for overdrafts
Penalty Rate: 5%

Eligibility Criteria:

Security
Should be a Bhutanese citizen
Immovable properties; house/Building must be commercially viable
Movable properties; Equipment/ Vehicles (not older than five years)
Gold Jewelleries and fixed Deposit Certificates
Ownership Certificate (3 months validity)
Trade License or CDB certificate for contractors
Should have a sound source of repayment
Loan will be sanctioned at 60% to 75 % of the collateral Value
Your Relationship Bank
HOTLINE NO: 144     
BNB Signature tune
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